The Munshi blog · Pakistan

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Page 7 of 8. How to record supplier payments: a supplier khata; WhatsApp payment reminder message templates; Khata for a kiryana store: a daily routine.

اردو · Every guide

Showing 68–79 of 81 posts

How to record supplier payments and track what you owe (supplier khata)

Customers owe you. You owe suppliers. Here is how to keep both sides of udhaar in one app, so you never miss a payment.

WhatsApp payment reminder: message templates for every situation (English, Roman Urdu and Urdu)

A good WhatsApp payment reminder names the amount, sounds like service and gives one easy next step. Below are ready messages for a first reminder, a due date, an overdue balance, a part payment and a missed promise, and a one-tap way to send them.

Khata for a kiryana store: a daily routine for udhaar, cash and suppliers

A kiryana store runs on small, frequent credit. Record each udhaar at the counter, count the cash at closing, remind on a set day each week and keep a separate khata for suppliers.

A simple credit limit policy for your shop, with Urdu and English wording to copy

Decide each customer’s limit and due date before you give credit, write it in the note, and say it kindly. Munshi does not block credit at a limit, so you track it through each customer’s balance.

How to keep a record of who owes you money in your shop: a simple customer ledger

Keep one page per customer with a date, an amount, what it was for and a running balance, update it the moment credit is given or paid, and look at the total every week. A khata app does the adding and the remembering.

Getting paid faster as a small business in Pakistan: reduce udhaar losses

Eight practical habits to collect payments, protect your cash flow and lose less to unpaid udhaar, written for dukandaars.

Ramzan and Eid udhaar: how to manage seasonal credit in your shop

Ramzan and Eid bring the busiest weeks of the year, and the biggest udhaar. A plan for giving credit safely and collecting it afterwards.

Daily cash record for a small shop: a one-page format and a phone method

A daily cash record has five lines: opening cash, cash in, cash out, closing cash and the difference from what you counted. Keep it on paper or in a cash book app, and close it every evening.

Cash book vs khata vs bank book: what each one is for

Three records, three questions. Learn which book answers which question, and how a small business uses all three.

Excel or a khata app? When a spreadsheet stops being enough

Excel is fine for a short list you update at a desk. A khata app is better once you record credit at the counter, need reminders, work offline on a phone or share statements with customers.

How to manage udhaar digitally: a simple customer credit tracking system

Set up a digital khata for customer credit in an afternoon, and keep it accurate in a few seconds a day.

Seven small habits of a khata that always balances

You don’t need accounting training. You need the same few habits, every day.