Version 1.0.11 is out · See what’s new

Your business’s khata, beautifully simple.

Munshi keeps customer credit, payments, cash, bank and expenses in one place. See who owes you at a glance, in English or Urdu, even without internet.

Free on Android and iPhone · Paid for by a few ads, never by your data

Balances in plain words: Ali Raza owes you Rs 13,700 See who owes you, at a glance: Home for Ali General Store Your daily cash, always balanced: Cash Book
  • Works offlineEntries save on the phone and sync when you’re back online.
  • English & UrduThe whole app, and the statements you share, in either language.
  • Up to 5 businessesSeparate customers, books and backups for each.
  • Free for everyoneNo subscription. A few small ads pay for the servers.
What Munshi does

Record what happened. Munshi keeps the totals right.

No accounting jargon. Just the few things a small business does every day, done well.

Record credit in one tap: You gave Rs 2,500 to Ali Raza
Customer & supplier khata

Credit in one tap. Balances in plain words.

Tap You gave or You got. Every balance reads like a sentence, such as “Ali owes you Rs 3,500”.

  • Red is money you’ll get, green is money you’ll give. Understood at a glance.
  • Fix names and numbers, pin favourites, archive settled accounts.
  • Add a photo or voice note to an entry, even without a connection.
Cash Book with cash in and cash out
Cash, bank & expenses

All of your daily money, in one app.

A Cash Book that balances, a bank book for every account and expense categories you can rename.

  • See cash in and cash out, with the balance always up to date.
  • Track more than one bank account and see the total at a glance.
  • Know what you spent this month, and on what.
Reports for any dates, as PDF or Excel
Reports & statements

Reports for any dates, ready to share.

Pick this month, last month, this year or your own dates, and send the result as a PDF or an Excel file.

  • Cash Book, bank accounts, expenses and an estimate of profit.
  • Customer and bank statements with a running balance.
  • PDFs for this month and last month are always free.
Remind customers on WhatsApp from the reminders screen
Payment reminders

Remind on WhatsApp. Stay polite. Get paid.

Munshi opens WhatsApp with a message ready to go. You check it and press Send yourself. Nothing is ever sent for you.

  • Set one collection date for many customers at once.
  • The message is already written. You only read it and press Send.
  • Open a reminder for anyone who owes you, straight from one list.
And the details that matter

Built to be trusted with your records.

More than one business

Run a shop and a side business, or two branches. Switch from the name at the top of Home. Their books never mix.

App Lock

A PIN that waits after wrong tries and hides the app in the app switcher. Fingerprint or Face ID unlock is optional.

Backups

Back up to your phone every day, and to your own Google Drive. Sign in on a new phone and your records come with you.

Recycle bin

Deleted a ledger, cash, bank or expense entry by mistake? Restore it within 14 days.

PDF & Excel

Share statements and reports in the format your accountant, bank or customer asks for.

Gentle reminders

Ready-written WhatsApp messages and collection dates, so you never have to remember who to chase.

اردو · English

English or Urdu. The whole khata.

Switch the whole app, including the statements and reminders you share. Urdu runs right to left, the way it should.

  • Change language any time in Settings.
  • Statements and PDFs follow the language you choose.
Munshi home in English Munshi home in Urdu
Getting started

Up and running in a minute.

All you need is your phone number.

Sign in with your number

We text you a 6-digit code. There is no password to remember.

Add your first customer

Enter a name and what they owe you. That’s the whole setup.

Record as you go

Tap You gave when you give credit and You got when you’re paid.

Red: money you will get Green: money you will give
How Munshi stays free

Premium features, free for everyone.

Other khata apps charge for working offline, using more than one phone or backing up to Drive. In Munshi they’re free, because a few ads pay for the servers and for building, updating and supporting the app.

Ads pay the bills

Ads cover the cloud servers that keep your khata safe and synced, and let us keep improving Munshi and answering your questions.

Nothing locked away

Offline use, many phones, Drive backup, reminders, reports and App Lock are free. Longer reports and Excel files open after a short ad.

Never in your way

Ads are marked “Ad” and never appear while you add an entry, sign in, unlock the app or send a reminder. Your customers’ details are never shared.

Read how it works in plain words

Latest

New things, regularly.

Munshi is updated often, and every change is written down in plain words.

Latest Version 1.0.11

Run more than one business from a single account.

Full changelog →
  • New

    More than one business

    Add up to 5 businesses and switch between them by tapping the name at the top of Home.

  • Fixed

    Google Drive backup stays connected

    Drive backup no longer fails with “Google couldn’t confirm your account” after an update.

  • New

    Easy updates

    When a new version is ready, Munshi offers it inside the app on Android, or takes you to the App Store on iPhone.

  • Improved

    Made for every business

    Munshi now says “business” instead of “shop”, and the sign-in screen shows the app version so we can help you faster.

From the blog

All posts

Why we built Munshi: a khata app made for how Pakistan does business

One account, up to five businesses: what’s new in Munshi 1.0.11

How to ask for your money back without losing the customer

Questions

Good to know.

Is Munshi really free?

Yes. Offline use, many phones, Google Drive backup, reminders and reports are free for everyone. A few small ads, marked “Ad”, pay for the servers. They never appear while you add an entry, sign in or send a reminder.

Does it work without internet?

Yes. Entries save on your phone straight away and sync when you’re back online. Photos and voice notes are sent later.

What if I lose my phone?

Sign in with the same phone number on any device and your ledger, cash book, bank book and expenses sync back from the cloud. If you connected Google Drive, you also have a backup file in your own Drive.

Can I keep more than one business?

Yes, up to 5 on one account. Each has its own customers, Cash Book, bank accounts, expenses, Recycle bin and backups.

Is my data private?

Your customers’ names, numbers and amounts are never shared with advertisers. Read the Privacy Policy.

More answers on the Support page

Start your khata today.

Free on Android and iPhone. Sign in with your number and your records come with you, on any phone.