Akhrajat aur bank entry ek sham ke tareeqe mein is liye aate hain ke ek rupaye ke do jawab hain: kis kaam aaya, aur kis bartan se nikla. Munshi, jise DIGIT banata hai, Expense, Bank Book, Cash Book aur gahak ka khata alag screenon mein rakhta hai. Do bar tab likhta hai jab aap do bar dabayein. Khanon aur rozana kharch ki aadat karobari akhrajat mein hai. “Kyun” ke liye woh parhein. Yahan mushtarak tareeqa hai: bill, bank, aur drawer, ek chakkar mein. Teen kitabon ka farq cash book, khata aur bank mein hai.
Naam ek bar rakhein
Expense kholen. Woh khanay shamil karein jo waqai istemal hon ge: Rent, bijli, ujrat, sawari, marammat. “Misc” doosre hafte koore daan ban jata hai. Naam baad mein badal sakte hain. Phir bank ki taraf Add bank account dabayein. Woh naam rakhein jo zaban par aata hai, “Meezan current” ya “Easypaisa”, woh code nahi jo January mein sirf aap samajhte thay. Har asal balance ka alag account. Zaati bachat jis mein dukaan ki transfer bhi aaye, aap se jhoot bole gi, jab tak aap waqai dukaan usi se na chalayein aur har zaati nikasi na likhein.
Yeh doosra karobar nahi. Workshop aur dukaan ke gahak na milne chahiyein to woh taqseem paanch karobar mein hai. Akhrajat aur bank pehle hi us karobar ke andar rehte hain jo khula ho.
Rupaya nikalne ke char raaste
Taye karein kaun sa bartan hila, phir har us screen ko likhein jise woh bartan chhoota hai. Doosri tap Munshi nahi dabaye ga.
- Dukaan ke kharch ke liye drawer ke note. Cash out taake sham ki ginti ghatay. Sahi khane mein Expense taake mahina kiraya ya chai dikhaye. Misal: athara hazaar kiraya malik ko cash. Dono satrein, ek din.
- Dukaan ke kharch ke liye bank se transfer ya cheque. Us account par Withdrawal. Wohi Expense. Cash out nahi. Drawer ne paisa dekha hi nahi. Use cash likhna drawer ko kam dikha de ga.
- Cash bank le jana. Drawer ki Cash out aur bank par Deposit. Kharch nahi. Aap ne kharch nahi kiya, muntaqil kiya. Deposit ko Cash in likhna sale gharna hai.
- Khurde ke liye bank se cash wapas. Bank par Withdrawal aur Cash Book mein Cash in. Na kharch, na sale.
Dabane se pehle jumla bolein. “Yeh kiraya hai, aur Meezan se nikla.” Phir Withdrawal aur Expense wazih hain. “Yeh kal ke note hain, Meezan ja rahe hain.” Phir Cash out aur Deposit wazih hain. Jumla aam khalt ko rokta hai.
Khata kahan aata hai, kahan nahi
Gahak ka udhaar na kharch hai na bank ki satar. Aap ne diya aur Aap ko mila shakhs par rehte hain. Cash de to Aap ko mila aur Cash in. Bank mein bheje to Aap ko mila aur Deposit. Kharch na lagayein, kyunke us ki payment lagat nahi.
Jis supplier ko abhi nahi diya, use “bill dikhane” ke liye kharch mat gharhein. Wajib raqam supplier par Aap ko mila hai, taake balance “aap ne dena hai” ki taraf jaye. Drawer se dein to supplier par Aap ne diya aur Cash out. Bank se dein to Aap ne diya aur Withdrawal. Ada shuda khareed ko expense ke khane mein bhi dekhna ho to kharch us lamhe likhein jab dein, order ke waqt doosri bar nahi. Kitab mein do bar dena zindagi mein do bar dene jaisa mehnga hai. Supplier ki screen supplier khata mein hai. Munshi phir bhi stock, invoice ya barcode nahi sambhalta, is liye note “aata, bara bori” yaad-dasht ho sakta hai, godam nahi.
Sham ka chakkar
Waqt woh rakhein jab drawer band ho chuka ho. Drawer ka apna tareeqa rozana ka hisab mein hai. Phir akhrajat aur bank tab likhein jab raseedain jeb mein hon.
- Jeb khali karein. Har raseed ya transfer agar lagat ho to ek expense.
- Har ek par poochhein kis bartan ne diya. Cash out ya Withdrawal agar abhi nahi likhi to likhein.
- Bank account kholen aur woh Deposit ya Withdrawal shamil karein jis ka SMS aaya aur aap ne nahi likha. Bank screen baad mein bank ke bayan se milni chahiye. Munshi bank mein log in nahi hota.
- Home dekhein. Kharch barhe to is mahine ke akhrajat hilne chahiyein. Deposit ya Withdrawal par bank ki kul hilni chahiye. Adad na hile to tap ghalat screen par gayi.
Ghar le jane wali raqam, guzare ke liye, Cash out ya Withdrawal hai, note “ghar le gaya”. Use kiraye mein dalna kiraya barha deta hai. Ghar ka kharch dukaan ke khanon se bahar rakhein. Yeh ek taqseem chalak report se zyada imandar mahina banati hai.
Report kya keh sakti hai
Reports kholen, tareekh chunein, Expense report aur Profit and Loss parh sakte hain. Nafa ke adad par app ki apni baat seedhi hai: yeh us ka andaza hai jo aap ne likha. Aamdani Cash Book ki Cash in hai. Akhrajat Expense entries hain. Jo Munshi mein nahi likha woh shumar nahi. Jo udhaar abhi nahi mila woh Cash in nahi, is liye is aamdani mein nahi. Bank ka balance nafa nahi. Safha theek parhna profit and loss ka mauzu hai. Use us waqt istemal karein jab yeh tareeqa ek mahina sacha chal chuka ho, pehli sham nahi.
Yeh reports PDF ya Excel mein baanti ja sakti hain. Saathi ko bhejne se pehle parh lein. Backup, phone aur optional Google Drive, Settings mein Backup and restore ke neeche hai, aur Google Drive backup mein likha hai.
Munshi muft download hai aur ads se chalti hai. Ad likha hota hai, aur entry, sign-in, lock ya reminder ke dauran nahi. Naam, phone aur raqmein advertisers ko nahi di jatin. Khata apps ka muwazna is bunyad par ho ke bank book hai ya nahi, to Munshi aur Easy Khata aur Munshi aur DigiKhata se shuru karein, phir ek asli kiraya aur ek asli deposit Munshi mein likh kar dekhein dono screenen jeb se mil khati hain ya nahi.