Step-by-step guides to Munshi itself: getting started, reminders, statements, backup and restore, import, several businesses and sign-in.
Install Munshi, sign in with your phone number and the SMS code, choose Urdu or English, add your business and first customer, record an entry, then turn on App Lock and a backup. It takes about ten minutes.
Munshi is a free khata app. You add customers, tap You gave when goods leave on credit and You got when they pay, and each person’s running balance updates at once. It also keeps a Cash Book, a Bank book and expenses, works offline, makes Urdu or English statements, and opens WhatsApp reminders for you to send.
Install, switch to Urdu, add your first customer and record your first entry, step by step on an Android phone.
In Munshi you open Reminders, choose the person, and tap Send reminder. WhatsApp opens with the name, the shop and the amount already written. You read it and you press Send. Munshi, from DIGIT, does not send the message for you, and it does not send an SMS on its own.
A good WhatsApp payment reminder names the amount, sounds like service and gives one easy next step. Below are ready messages for a first reminder, a due date, an overdue balance, a part payment and a missed promise, and a one-tap way to send them.
Ready-to-use udhaar reminder messages for Pakistani shopkeepers, plus the timing that gets you paid without losing the customer.
Generate a clean khata statement for any customer and any dates, in Urdu or English, and send it in seconds.
Your khata is your business. Here is how to keep a safe copy of it on your phone, in the cloud and in your own Google Drive.
Go to Settings → Backup & restore → Restore a backup, choose a backup from this phone, your Google Drive or a file, and confirm. It comes back as a new business and your current businesses stay as they are.
Put a column of names and a column of balances in an Excel or CSV file, open Accounts, tap the import button, check the preview and import. Undo removes everything the import added.
Run a shop and a side business, or two branches, from one phone without mixing their customers or money.
After signing in once, set a 6-digit sign-in PIN or create a passkey. On a new phone you can then sign in with your fingerprint, face or PIN instead of waiting for an SMS code. The SMS code stays available.
If a balance does not agree with the entries under it, Munshi says so on that account and on Home. Tap Correct, check the Now and After figures, and confirm. No entry is changed or deleted.
Munshi 1.0.17 is the biggest update since launch: a sample khata to try first, faster entries with Hazar and Lakh keys, a daily closing screen, Committees (BC), reminders to many customers, and search that understands Roman Urdu. Everything you already had is still there.
A khata is the record of who owes you and whom you owe. These guides explain how to keep one that balances, how much credit to give, how to fix mistakes and how to move from paper to a phone.
Honest comparisons between Munshi and other khata apps, written by the maker of Munshi and marked as such. Each one says where the other app is the better choice.
Simple bookkeeping for a small shop: a daily cash record, the day’s closing, expenses, bank and wallet payments, profit and loss, and zakat. Plain words, no accounting degree needed.
How different businesses keep their khata: kiryana stores, pharmacies, wholesalers, mobile shops, tailors and freelancers. Each guide uses that trade’s real credit patterns.
Guides for Pakistani and South Asian businesses outside Pakistan: the UAE, Saudi Arabia, the UK, the USA, India and Bangladesh. Munshi keeps each business in its own currency.
Munshi