The Munshi blog · Pakistan

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Wholesale credit: what shops owe you, and what you owe your supplier

A small distributor’s book has two directions at once: shopkeepers who owe you, and mills or companies you still have to pay. Munshi, from DIGIT, keeps both as accounts, customers on one side and suppliers on the other. It does not track cartons, invoices or barcodes.

How to read a profit and loss report for a small shop

Sales are not profit. Here is the simple method to work out what your shop really earns, and how to read the report without an accountant.

How to track business expenses in Pakistan with a simple cash book app

Know where your money goes every day: a Cash Book, expense categories and a profit figure you can trust, in Urdu or English.

How to fix a wrong entry in your khata: edit, delete, restore and flip a balance

Typed the wrong amount, picked the wrong customer or deleted something by mistake? Every common slip has a quick fix.

Getting started with the Munshi app: a ten-minute setup tutorial

Install Munshi, sign in with your phone number and the SMS code, choose Urdu or English, add your business and first customer, record an entry, then turn on App Lock and a backup. It takes about ten minutes.

“Mujhe yaad nahi”: how to settle a customer dispute with proof

When a customer says they do not remember, a calm, dated record does the talking. Here is how to settle it without losing the relationship.

Offline accounting and bookkeeping apps for Pakistan: what works without internet

An offline bookkeeping app saves each entry on your phone first and syncs later, so a power cut or weak signal never loses a sale. Check that entry, balances and reports work with airplane mode on, and know the few things that still need a connection.

Khata for a tailor or boutique: how to record advances, deliveries and balances

Record the full price as You gave and each advance as You got, so the balance shows what is left to collect. Add the order number and delivery date in a note, and a photo of the design or measurements.

Shop expenses and bank entries: one routine for a small business

A small shop records a cost and a bank movement on the same day they happen: an expense in its category, and a deposit or withdrawal on the bank account. Munshi, from DIGIT, keeps those screens separate from the customer khata. It does not move the money for you, and it does not file a tax return.

How to record Easypaisa, JazzCash and bank payments in your khata

Record a customer’s payment as You got on their account with a note naming how they paid, then add the money to a Bank Book account named after your bank or wallet. Munshi does not connect to banks or wallets, so you enter these by hand.

How to record supplier payments and track what you owe (supplier khata)

Customers owe you. You owe suppliers. Here is how to keep both sides of udhaar in one app, so you never miss a payment.

WhatsApp payment reminder: message templates for every situation (English, Roman Urdu and Urdu)

A good WhatsApp payment reminder names the amount, sounds like service and gives one easy next step. Below are ready messages for a first reminder, a due date, an overdue balance, a part payment and a missed promise, and a one-tap way to send them.